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Hi, welcome to Be Clever With Your Cash. We’re an award-winning money site and team of money geeks.

We’ve helped 20 million+ people make smart decisions with their spending and saving. It’s our mission for you to do the same.

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Best Buys

Best Buy
Best fixed-rate savings accounts (September 2026)

Best fixed-rate savings accounts (September 2026)

Here are the best fixed rate savings accounts on offer right now You can fix your savings for anything from three months to five years...Read More

Deals & Offers

Articles, Deals
Lloyds bank

Lloyds Bank switch offer: £200 for Club Lloyds or Premier account (2026)

Move to a Club Lloyds or Lloyds Premier current account to get the free cash and Disney+ Lloyds is back with another switch offer for...Read More
Deals

Phone, broadband and utilities deals

  • Octopus Energy: free electric blanket to vulnerable customers
  • EDF: earn free electricity on Sundays in February
  • Octopus Energy: Octoplus rewards
  • Lebara: extra 25% data on travel plans
  • Hometree: 18% off Boiler & Home Cover 
  • Save Water Save Money: free devices to save water
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Deals

The best refer-a-friend offers

  • Banking refer-a-friend deals
  • Food and drink refer-a-friend offers
  • Shop refer-a-friend offers
  • Cashback site refer-a-friend schemes
  • Bills and utilities refer a friend schemes
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Latest Articles

Articles, Deals
Lloyds bank

Lloyds Bank switch offer: £200 for Club Lloyds or Premier account (2026)

Move to a Club Lloyds or Lloyds Premier current account to get the free cash and Disney+ Lloyds is back with another switch offer for...Read More

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Episodes every Monday.